Residential Underwriting Manager

Residential UnderwritingManager
Camden NationalBank is a full-service community bank that offers an array of consumer andbusiness financial products and services, accompanied by the latest in digitalbanking technology to empower customers to bank the way they want. The Bankprovides personalized service through a network of 60 banking centers, 76 ATMs,and lending offices in New Hampshire and Massachusetts, all complemented by24/7 live phone support. We are dedicated to enriching the lives of people, helpingbusinesses succeed and vitalizing the communities we serve. We offeroutstanding benefits, training and development programs as well as a rewardingculture that encourages a healthy work-life balance.
Manages daily operationsof the underwriting process. Provides scenarios, credit decisions andrecommendations for complex cases.
Manage and oversee ateam of underwriters who render lending decisions on the following:Conventional (purchases/refinances); Portfolio, Jumbo, Equity and land loans;FHA, VA and MSHA loans; RD purchases; MSHA RD and MSHA Combo (FHA/VA) loans,Construction loans; Equity Builder, 203k, Homestyle and other products.
Lead the efforts to meetperformance metrics, goals and comply with Regulatory Guidelines
Develop and maintainin-depth knowledge of Camden National Bank Loan Policy, Department procedures,mortgage products, loan documentation, compliance related regulations, realestate industry terminology and practice, loan structure, etc.
Successfully utilize andact as a resource on Department platforms: LOS (Encompass), DU/LP/GUS/FHLB
Maintain quality businessrelationships with Investors, AMC/appraisers, Settlement Agents and Brokers
Effectively communicatespolicy, procedure, regulations and/or Investor overlays.
Participate onCommittees as requested
Obtain CNB Retail LoanAuthority and utilizes in-depth knowledge of loan structure.
Participate in anddevelop training on industry and Bank specific topics and procedures
Directly supervisesseveral in the Retail Production department. Carries out supervisoryresponsibilities in accordance with the organization's policies and applicablelaws. Responsibilities include interviewing, hiring, and training employees;planning, assigning, and directing work; appraising performance; rewarding anddisciplining employees; addressing complaints and resolving problems.
Bachelor's degree orequivalent; five plus years of underwriting experience, including two to threeyears of management experience. Positionrequires knowledge in a specialized area. Working knowledge of financial, commercial and/or technical practices requiredto fulfill the diverse requirements of the position
Competitive Salaries
Paid Time Off and Holiday Pay
Access to the EmployeeAssistance and Wellness Programs
401(k) Retirement Savings Planwith Company Match
Tuition Reimbursement andCareer Development
Free Checking and SavingsAccounts, Bill Pay and Loan Rate Discounts
Health, Dental and VisionInsurance
Medical and Dependent CareFSAs
Company contribution HSAs
Basic and Supplemental LifeInsurance
Short and Long Term DisabilityInsurance
Training and developmentopportunities
About Camden National Bank:
Camden NationalCorporation (NASDAQ:CAC), founded in 1875 and headquartered in Camden, Maine,is the largest bank holding company in Northern New England with $4.1 billionin assets and nearly 650 employees. Camden National Bank, its subsidiary, is afull-service community bank that offers an array of consumer and businessfinancial products and services, accompanied by the latest in digital bankingtechnology to empower customers to bank the way they want. The Bank providespersonalized service through a network of 60 banking centers, 76 ATMs, andlending offices in New Hampshire and Massachusetts, all complemented by 24/7live phone support. 2017 marks the 8th time Camden National Bank has receivedthe "Lender at Work for Maine" Award from the Finance Authority of Maine.Comprehensive wealth management, investment and financial planning services aredelivered by Camden National Wealth Management. To learn more, visitCamdenNational.com. Member FDIC.
Employment with Camden National is on an at-will basis, meaning employmentis not guaranteed for any specific period of time, and any employmentrelationship established may be terminated by either party at any time, for anyreason, with or without notice. Completion of an employment application is nota contract, express or implied, guaranteeing employment. Camden National Bankis an Equal Opportunity Employer and does not discriminate on the grounds ofrace, color, religion, sex, sexual orientation, including gender identity andgender expression, national origin, citizenship status, age, disability, geneticinformation or veteran status.

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